4 Steps to our Financial coaching.
1. A Complimentary Financial Analysis
2. Help you Create a Game plan
3.Put the plan into action
4.Annual Review
Setting Financial Goals in your Marriage
Many couples have different ideas about money and other topics. Many just focus on short term goals and do not think about longer goals. One of the best things you can do is sit down and come to the same page.
Steps to strengthen your marriage and set financial plans.
Grab the Marriage and Financial Goals pdf exercise.
- Schedule an hour of undisturbed time.
- Take the pdf and print one for each of you.
- Take the first 15 minutes and answer the questions.
- Short term Goals (six months to one year)
- Long term Goals (one to five years)
- Now it is Discussion time. Come together and work through the following questions.
- Each take your list and share it back and forth. Do not discuss if you can do it; just listen to each other.
- What is the difference, and what is the commonality?
- Decide together as a couple on your shared goals.
- Talk about how each of you will contribute to making this happen.
You are not alone in this journey. Here is where I can help. I can help you develop this financial plan and financial foundations for your family and empower you today.
Master your money and don’t be mastered by it. Part 1
Master your money and don’t be mastered by it. Part 1
Mindset
If you never change the roots, you will never change the fruit.
For so many people, your problem is your mindset.
No, someone will share, I do not have enough money? Or someone else may share it is their fault.
Perhaps you are right there. Maybe you are low on cash, and someone has hurt you.
However, the way to move forward is your mindset.
So many people have a defeatist mindset. It will never change, they say. Or we become so comfortable with being mastered by money.
As long as you think it will never change, it will not.
If we are not careful, we will comfortable, and someone will move the cheese.
We can pour our energy into complaining and whining, or we can begin to take steps to leave that exhausting life behind.
“Positive thinking will not let you do anything, but it will let you do everything better then negative thinking will.”(Zig Ziglar)
Things do not just happen. They come about by repeated, systematic routine.
If you are not willing to work, then you will not move forward. It is going to be hard work, and you will experience challenges. Welcome to life. We either learn from the trials, or we die.
What will be your choice?
Do you want to master your money, then choose to learn, choose to change, and master it, so it does not master you?
If you are going to master your money and master your life, it starts with the mindset.
Steps moving forward
1)Take a personality test and get to know yourself. Try this one. https://tests.enneagraminstitute.com/ or https://www.yourenneagramcoach.com/?vgo_ee=Kh0ZjJnubHuVQ1hg%2BftE7hwUnRnlmwiuCIJkd9A7F3A%3D
2)Reflection question –
- Growing up, who shaped your way of thinking about money? What is the view?
- What choices have you made that lead to where you are? Where do you want to go?
4)List out negative root mindset changes that you have to make?
Master your money and don’t be mastered by it. Part 2
Master your money and don’t be mastered by it. Part 2
(Part 1) (Part 2 ) (Part 3) (Part 4) (Part 5)
The lens we view life and money through works like a rudder on a boat in our life. It will direct the way we go.
For many of us to master your money, you will have to walk a different road.
I want to propose an idea to you. What if you are just a steward of the resources of life?
This idea that we are just stewards of resources comes out of the Christian scriptures. I understand you may not follow that; however, I think it is a powerful concept.
First, it reminds us that we are interconnected with other people and never succeed without the help of others.
Second, it challenges us not to draw our identity and value from money. Our feeling of value can be like a roller coaster of up and down based on our financial situation.
Third, the concept of being a steward is about how to manage resources (not just money) to make them grow, benefit others, and leave a legacy.
So many of us have never developed the concept that we are managers of our resources.
To often people are mastered by money, instead of mastering it. A mindset you are going to have to take is one of a steward of resources.
So here are your next steps?
1)Look up the word stewardship? How can the concept of stewardship help you better manage your money?
2)Long term and short term financial goals – write them out.
Stay tuned for part 3
Fill out this form to get a free worksheet for setting financial goals.
Six spokes to a flourishing life
Six spokes to strengthen to a flourishing life.
To many of us go through life unexamined. We fail to see the habits we have and ways of thinking we have that have led us to where we are. As one senior lady shared with me over coffee,
“we are a result of our choices and have to take responsibility for that.“
We have a choice to who we are going to listen to.
We have a choice about how we are going to respond to our thoughts.
We have a choice to the habits we choose to form in our life.
As a follower of Jesus, I also believe because we forget God, and not listen to who he says we are, we stay stuck.
As I look at people’s lives, there are about six areas that we need to work on to help, engage, enter and experience a flourishing life.
These six (maybe seven) areas overlap and are intertwined.
They are
Relationships – First there is our family(biological and adopted), Second is close friends or community, Third is working relationships, those we encounter in different parts of life.
Mental – So much of our life is determined in this area. How we think affects more then we know in our life.
Financial – This is the resources and money of our life.
Spiritual – This one may be a challenge for some, but I carry a world view that holds this as a component of our life.
Career – We need to work and work is good for us. This area looks at our occupation and calling.
Personal and Physical – This is about physical health and what gives you energy in life.
Sometimes I have thought of each of these areas as a spoke on a bike wheel. If one of those spokes becomes weak the tire begins to fall apart.
For most of us, we can not make significant changes in all the areas at once. However, you can make small winnable habits. You want to change your life; it is one habit at a time.
Over the next 90 days, what is one spoke you need to focus on and one habit to move you in a healthy direction?